Lending & payments

KYB evidence your credit and risk teams can read.

One normalized profile per business with risk flags, directors and filing behaviour — every response carries a request_id for your audit trail.

Get early access Try Business360

The problem

Underwriting needs GST, MCA and director data stitched from multiple sources.
Provider downtime stalls disbursals.
Audit asks which source said what, and when.

The flow

1Business360 at applicationFull profile in one call, capped at ₹10.00.
2DIN lookup on directorsSee every board a director sits on and their DIN status.
3Store the enveloperequest_id, data_as_of and attempts give you a defensible record.

POST /v1/business360

curl https://api.apiserver.in/v1/business360 \
  -H "Authorization: Bearer as_test_YOUR_KEY" \
  -H "Content-Type: application/json" \
  -d '{"cin":"U15400TG2012PTC081236"}'

const res = await fetch("https://api.apiserver.in/v1/business360", {
  method: "POST",
  headers: {
    Authorization: `Bearer ${process.env.APISERVER_KEY ?? "as_test_YOUR_KEY"}`,
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    "cin": "U15400TG2012PTC081236"
  }),
});

const { success, data, meta, error } = await res.json();
console.log(meta.charged, meta.amount_inr); // failed calls are never charged

import os, requests

res = requests.post(
    "https://api.apiserver.in/v1/business360",
    headers={
        "Authorization": f"Bearer {os.getenv('APISERVER_KEY', 'as_test_YOUR_KEY')}",
    },
    json={
        "cin": "U15400TG2012PTC081236",
    },
    timeout=10,
)
body = res.json()
print(body["meta"]["charged"], body["meta"]["amount_inr"])

<?php
$ch = curl_init('https://api.apiserver.in/v1/business360');
curl_setopt_array($ch, [
    CURLOPT_POST => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER => [
        'Authorization: Bearer ' . (getenv('APISERVER_KEY') ?: 'as_test_YOUR_KEY'),
        'Content-Type: application/json',
    ],
    CURLOPT_POSTFIELDS => json_encode([
        'cin' => 'U15400TG2012PTC081236',
    ]),
]);
$body = json_decode(curl_exec($ch), true);
echo $body['meta']['charged'] ? 'charged' : 'not charged';